4 Tips and Insurance Claims Advice after Storm Damage
If you aren't regularly maintaining your home, your storm damage insurance claim might be denied by the insurance company because of contributory negligence. In most insurance laws, you have a duty to perform your duties with reasonable care and even basic preventative care of your property is included in that category. This article is directly from licensed public insurance adjusters las vegas and restoration experts.
These guidelines will help prevent storm damage and ensure your insurance provider is able to cover any unexpected damage. The most effective advice we can offer is to speak with a licensed public adjuster or restorations specialist to assist you in identifying problem areas on your home's exterior and interior to ensure you're completely avoiding storm-related damage and are ready for any unpreventable damage, similar to the ones caused by extreme weatherconditions, floods, hail heavy rains and high winds.
#1 Clean Your Gutters
Although it's not the most enjoyable and time-consuming, gutter cleaning is vital if you want your home to be as secure against storms as is feasible. A gutter cleaning service is available when you're not able to climb up an incline. Certain contractors for roofing and the exterior offer this service. Make sure to inspect your downspouts to ensure correct water drainage away from your foundation.
#2 Inspect your roof for leaks
Inspect your roof for existing leaks. Check flashings on roofing systems that are situated next to chimneys or walls to see if there are any cracks. Be sure to check for damaged shingles. It is hard for an untrained person to find minor leaks on your roof or minor roof leaks could cause significant storm damage to your house. It is imperative to have an expert inspect your roof in order to find any problems. Many insurance policies require homeowners perform routine preventative maintenance. To stop minor leaks from becoming major problems, contact a roofing professional who is licensed.
Clean your gutters in order to avoid water leaks and storm damage during severe storms.
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#3 Inspect the Foundation of Your Home for Cracks, Gaps and Potential Leaks
Water that is able to enter a house via the outside is excluded from coverage in almost every homeowner's insurance policy. Floods are a different coverage alternative in another policy, when it's offered at all. Water that comes from outside can be considered flooding. It is recommended to call an experienced contractor to address any leaks that are discovered. However, you can stop flooding in the home through caulking any cracks or gaps around doors and windows with a siliconized exterior caulk like GE Siliconized Sealant.
#4 Verify Property for trees that could be Uprooted & Cause Storm destruction
Take a look at the trees around your home. Dead or diseased trees are more likely to be removed by strong winds, that can cause major damage to your home. Are dying, dead or weak trees close to your home taken down by professionals.
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